AI Disclosures

Fourth Meridian uses artificial intelligence to generate ambient briefings and suggestions from your financial context. This page explains, plainly, what that involves and what its limits are.

What the AI does

The Service can generate a daily briefing — a short, plain-language summary of what changed across your Spaces and what may deserve your attention. These briefings are produced from your own financial data (balances, holdings, activity, and history).

The AI is ambient: it reads for you and surfaces summaries. It is not a chat window you have to prompt, and it does not take actions on your behalf.

Not financial advice

AI-generated briefings and suggestions are for informational purposes only. They are not financial, investment, tax, or legal advice, and they are not a substitute for a professional who understands your full circumstances. You are solely responsible for any decisions you make.

Accuracy and limitations

AI output can be incomplete or wrong. It may misinterpret data, omit context, or present a confident-sounding summary that does not match reality. Always verify anything important against the underlying accounts and figures before acting on it.

What is shared with model providers

To generate briefings, relevant portions of your financial context may be sent to a third-party model provider for processing. We share the minimum necessary to produce the output, and we do not use your data to train third-party models. See our Privacy Policy for how your data is handled overall.

Your control

AI features are part of the Service today. If and when they become individually configurable, controls will be described here and in the Service. Regardless of AI features, you can always export or delete your data.

Changes

We may update these disclosures as our AI features evolve. Material changes will be communicated through the Service.